
Patriot Act Compliance in Mortgages: Why Lenders Must Verify the Source of Your Down Payment
Patriot Act Compliance in Mortgages: Why Lenders Must Verify the Source of Your Down Payment Patriot Act compliance in mortgages is a regulatory requirement that makes lenders apply customer identification and anti-money-laundering checks tied to the Bank Secrecy Act and investor guidelines. This matters because incomplete source-of-funds documentation commonly causes audit delays, loan denials, and investor buybacks. For lenders, fixing those gaps reduces underwriting hold times and low

































































